:root{
  --navy:#1b2a4a;
  --navy-dark:#131e36;
  --gold:#c9a227;
  --gold-dark:#a8871f;
  --bg:#faf9f7;
  --ink:#232a35;
  --muted:#5b6472;
  --card:#ffffff;
  --line:#e7e2d8;
}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%}
body{
  font-family:-apple-system,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
  background:var(--bg);
  color:var(--ink);
  line-height:1.7;
  font-size:17px;
}
h1,h2,h3,h4{
  font-family:Georgia,'Times New Roman',serif;
  color:var(--navy);
  line-height:1.25;
  margin:0 0 .6em;
}
h1{font-size:2.1rem}
h2{font-size:1.6rem}
h3{font-size:1.25rem}
p{margin:0 0 1em}
a{color:var(--gold-dark);text-decoration:underline;text-underline-offset:2px}
a:hover{color:var(--navy)}
img{max-width:100%;height:auto}
.wrap{max-width:1080px;margin:0 auto;padding:0 1.25rem}
main{display:block}

/* ---------- sticky header ---------- */
.site-header{
  position:sticky;top:0;z-index:100;
  background:var(--navy);
  border-bottom:3px solid var(--gold);
}
.site-header .wrap{
  display:flex;align-items:center;justify-content:space-between;
  gap:1rem;padding-top:.7rem;padding-bottom:.7rem;
}
.brand{
  color:#fff;font-family:Georgia,'Times New Roman',serif;
  font-size:1.3rem;font-weight:700;text-decoration:none;white-space:nowrap;
}
.brand span{color:var(--gold)}
.main-nav{display:flex;align-items:center;gap:1.1rem}
.main-nav a.nav-link{
  color:#e8e6df;text-decoration:none;font-size:.95rem;white-space:nowrap;
}
.main-nav a.nav-link:hover{color:var(--gold)}
.btn-cta{
  display:inline-block;background:var(--gold);color:var(--navy-dark);
  font-weight:700;text-decoration:none;font-size:.92rem;
  padding:.55rem 1.1rem;border-radius:6px;border:none;cursor:pointer;
}
.btn-cta:hover{background:#d9b53a;color:var(--navy-dark)}
.btn-cta.outline{
  background:transparent;color:var(--gold);border:2px solid var(--gold);
}
.btn-cta.outline:hover{background:var(--gold);color:var(--navy-dark)}
@media(max-width:760px){
  .site-header .wrap{flex-wrap:wrap}
  .main-nav{flex-wrap:wrap;gap:.7rem}
  .main-nav a.nav-link{font-size:.88rem}
}

/* ---------- hero ---------- */
.hero{
  background:linear-gradient(135deg,var(--navy) 0%,#2a3d63 60%,#33497a 100%);
  color:#f4f1e8;padding:3.5rem 0 3rem;
}
.hero h1{color:#fff;font-size:2.4rem;margin-bottom:.5rem;max-width:22ch}
.hero h1 .gold-u{
  text-decoration:underline;text-decoration-color:var(--gold);
  text-decoration-thickness:4px;text-underline-offset:6px;
}
.hero .lede{font-size:1.15rem;color:#d9d5c8;max-width:44rem;margin-bottom:1.4rem}
.hero .hero-ctas{display:flex;gap:.8rem;flex-wrap:wrap;margin-bottom:1rem}
.hero-note{font-size:.92rem;color:#c8c3b3;max-width:46rem}

/* ---------- sections ---------- */
.section{padding:2.75rem 0}
.section.alt{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section h2{font-size:1.7rem}
.section h2::after{
  content:"";display:block;width:72px;height:4px;background:var(--gold);
  margin-top:.45rem;border-radius:2px;
}
.lede{font-size:1.08rem;color:var(--muted)}

/* ---------- cards / article grid ---------- */
.article-grid{
  display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem;margin-top:1.6rem;
}
@media(max-width:720px){.article-grid{grid-template-columns:1fr}}
.card{
  background:var(--card);border:1px solid var(--line);border-radius:10px;
  border-top:5px solid var(--gold);padding:1.5rem;
  display:flex;flex-direction:column;
}
.card h3{font-size:1.2rem;margin-bottom:.4rem}
.card h3 a{color:var(--navy);text-decoration:none}
.card h3 a:hover{color:var(--gold-dark)}
.card p{color:var(--muted);font-size:.97rem;flex:1}
.card .read-more{margin-top:.8rem;font-weight:600}

/* ---------- two-column feature rows ---------- */
.feature-row{display:grid;grid-template-columns:1fr 1fr;gap:1.4rem;margin-top:1.6rem}
@media(max-width:720px){.feature-row{grid-template-columns:1fr}}
.feature{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:1.5rem}
.feature h3{font-size:1.15rem}
.checklist{list-style:none;margin:0 0 1em}
.checklist li{padding:.35rem 0 .35rem 1.9rem;position:relative}
.checklist li::before{content:"\2713";position:absolute;left:0;color:var(--gold-dark);font-weight:700}

/* ---------- author box ---------- */
.author-box{
  background:var(--card);border:1px solid var(--line);border-radius:12px;
  padding:1.8rem;display:flex;gap:1.4rem;align-items:flex-start;margin-top:1.2rem;
}
.monogram{
  flex:0 0 84px;width:84px;height:84px;border-radius:50%;
  background:var(--navy);color:var(--gold);
  border:3px solid var(--gold);
  display:flex;align-items:center;justify-content:center;
  font-family:Georgia,'Times New Roman',serif;font-size:1.9rem;font-weight:700;
}
.author-box h3{margin-bottom:.3rem}
.author-box p{color:var(--muted);font-size:.98rem;margin-bottom:.4rem}

/* ---------- CTA band ---------- */
.cta-band{background:var(--navy);color:#fff;padding:2.75rem 0;text-align:center}
.cta-band h2{color:#fff;font-size:1.8rem}
.cta-band h2::after{margin-left:auto;margin-right:auto}
.cta-band p{color:#d9d5c8;max-width:40rem;margin:0 auto 1.3rem}

/* ---------- article page ---------- */
.article-hero{
  background:linear-gradient(135deg,var(--navy) 0%,#2a3d63 100%);
  color:#f4f1e8;padding:2.5rem 0;
}
.article-hero h1{color:#fff;font-size:2rem;max-width:26ch}
.article-hero .kicker{
  color:var(--gold);text-transform:uppercase;letter-spacing:.08em;
  font-size:.82rem;font-weight:700;margin-bottom:.6rem;
}
.article-body{max-width:760px;margin:0 auto;padding:2.5rem 1.25rem}
.article-body h2{font-size:1.45rem;margin-top:2rem}
.article-body h3{font-size:1.18rem;margin-top:1.6rem}
.article-body ul,.article-body ol{margin:0 0 1.2em 1.4em}
.article-body li{margin-bottom:.45em}
.callout{
  background:#fdf8ea;border:1px solid var(--line);border-left:5px solid var(--gold);
  border-radius:0 8px 8px 0;padding:1.1rem 1.3rem;margin:1.5rem 0;
}
.callout p:last-child{margin-bottom:0}
.question-list{counter-reset:q;list-style:none;margin:0 0 1.4em}
.question-list li{
  counter-increment:q;background:var(--card);border:1px solid var(--line);
  border-radius:8px;padding:.9rem 1.1rem .9rem 3.4rem;position:relative;margin-bottom:.7rem;
}
.question-list li::before{
  content:counter(q);position:absolute;left:1.1rem;top:.85rem;
  width:1.9rem;height:1.9rem;border-radius:50%;background:var(--navy);
  color:var(--gold);font-family:Georgia,'Times New Roman',serif;font-weight:700;
  display:flex;align-items:center;justify-content:center;font-size:1rem;
}
.breadcrumb{font-size:.88rem;color:var(--muted);margin-bottom:1rem}
.breadcrumb a{color:var(--gold-dark)}

/* ---------- resources ---------- */
.resource-list{list-style:none;margin:1.6rem 0 0}
.resource-list li{
  background:var(--card);border:1px solid var(--line);border-radius:10px;
  padding:1.3rem 1.4rem;margin-bottom:1rem;display:flex;gap:1.2rem;align-items:flex-start;
}
.resource-num{
  flex:0 0 2.2rem;width:2.2rem;height:2.2rem;border-radius:50%;
  background:var(--navy);color:var(--gold);font-family:Georgia,'Times New Roman',serif;
  font-weight:700;display:flex;align-items:center;justify-content:center;
}
.resource-list h3{font-size:1.12rem;margin-bottom:.25rem}
.resource-list p{color:var(--muted);font-size:.96rem;margin-bottom:.5rem}
.affil-note{font-size:.85rem;color:var(--muted);font-style:italic;margin-top:1.5rem}

/* ---------- disclaimer ---------- */
.disclaimer-box{
  background:#fdf8ea;border:2px solid var(--gold);border-radius:10px;
  padding:1.2rem 1.4rem;margin:2rem 0;
}
.disclaimer-box strong{color:var(--navy)}
.disclaimer-box p{font-size:.95rem;margin-bottom:.4rem}
.disclaimer-box p:last-child{margin-bottom:0}

/* ---------- footer ---------- */
.site-footer{background:var(--navy-dark);color:#b9b4a6;padding:2.2rem 0 1.6rem;font-size:.88rem}
.site-footer .wrap{max-width:1080px}
.site-footer nav{margin-bottom:1.2rem}
.site-footer nav a{color:#d9d5c8;text-decoration:none;margin-right:1.2rem}
.site-footer nav a:hover{color:var(--gold)}
.site-footer .fine-print p{margin-bottom:.8rem;line-height:1.6}
.site-footer .fine-print strong{color:#e8e4d6}

/* ---------- misc ---------- */
.tag{display:inline-block;background:var(--navy);color:var(--gold);font-size:.78rem;
  font-weight:700;letter-spacing:.06em;text-transform:uppercase;
  padding:.25rem .7rem;border-radius:20px;margin-bottom:.7rem}
hr.soft{border:none;border-top:1px solid var(--line);margin:2rem 0}
.toc{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:1.3rem 1.5rem;margin:1.5rem 0}
.toc h3{font-size:1.1rem;margin-bottom:.5rem}
.toc ol{margin:0 0 0 1.3em}
.toc li{margin-bottom:.3em}